Taking the first step towards becoming a first home owner can be both exciting and a little overwhelming. But the rewards can be life changing.

That's why we have developed a First Home Buyers Guide, which has been prepared to help you ask the right questions along the path to owning your first home and in your overall financial journey. It’s important to remember this is a guide only, because everyone’s circumstances are different. The guide covers:

• how to save more effectively

• what State Government grants are available to support first home buyers

• understanding your borrowing capacity

• the full costs involved in purchasing property

• the types of home loans available

• getting pre approval

• how the settlement process works.

WAW supports first home buyers

WAW wants to help you into your first home! We have home loan specialists that work with first home buyers, to understand your specific situation and what you’re looking for in your first home.
 
We will:

• explain all the costs and steps involved in buying a home and give you a realistic picture of what you can borrow.

• help you get pre-approval - if you haven’t found the right home, pre approval will give you confidence to search, knowing exactly what you can afford.

• assist you to apply for incentives. In NSW and Victoria, there are a number of government incentives available to first home buyers. We’ll let you know whether you’re eligible for assistance schemes (like the first home owner grant) and help with the paperwork.

• support you all the way to owning your first home.  When you’re ready to move ahead with your first home loan, our home loan specialists will prepare all the paperwork and support you at every step until settlement.

 
This is an exciting time, and we’re here to help make it as easy as possible!