Budgeting is the process of creating a plan for your money. How much do you need to live, day-to-day? How much should you save? Where does all your money go?

While we can’t tell you the answer to the last question, a super smart way to see where your money goes is to create a budget.

No need to get out the notebook, pencil and ruler, check out our favourite budgeting tools available online. 

WiseList

Want to organise your bills, meal prep and grocery shopping in one go? WiseList can help. This nifty little app helps you plan the food shopping, see when things are on special and even get notifications when your favourite items are on special. Check out Wiselist here
 

MoneySmart Budget Planner

It would be remiss of us to not include a more traditional tool that can be used offline, so if you’re an Excel whiz, then check out this excellent tool from MoneySmart and get the MoneySmart budget planner.  

Please note that these are a few of our favourite ways to manage money, and not financial advice. No matter what stage of life you’re at, getting advice from a qualified expert can help you realise your goals and achieve them sooner, and with more confidence. For a detailed analysis of your finances, get in touch with a Financial Planner through WAW.

The contents of this article have been prepared without considering your objectives, financial situation or needs. Because of that, before making a decision regarding a product or service offered, please consider its appropriateness to your circumstances and whether you need to obtain independent financial advice.